Financial Fitness

Financial Fitness


The FCCLA Financial Fitness national peer education program involves youth teaching one another how to make, save, and spend money wisely. Through FCCLA’s Financial Fitness program, youth plan and carry out projects that help them and their peers learn to become wise financial managers and smart consumers.

The goal of Financial Fitness is to inform and inspire teens to sharpen their skills in money management, consumerism, and financial planning. Although the income of your typical teen is limited, they tend to spend a tremendous amount of money. This program will help students learn to manage their money wisely. Teens who learn to handle their finances will become adults who know how to manage their money in order to build better lives for themselves and their families and to strengthen the economy.

Financial Fitness Goals:

  • Inform and inspire teens to sharpen their skills in money management, consumerism, and financial planning.
  • Create a national network of young people who use teen-to-teen communications to share information.
  • Provide teenagers with an opportunity to develop communication and leadership skills by being peer educators.

Financial Fitness Units:

Each youth-created Financial Fitness project relates to one of the following five units:

  • Banking Basics – Conquer bank accounts, credit, and investments
  • Cash Control – Track and plan personal spending
  • Making Money – Sharpen on-the-job financial fitness
  • Consumer Clout – Become a savvy spender
  • Financing Your Future – Apply financial skills to real life.


Project Ideas:

  • Create a bulletin board showing “20 Ways to Save a Dollar a Day.”
  • Offer tips for how young people can save money, such as cutting back on candy bars or bringing a lunch from home.
  • Do a school project encouraging saving.
  • Plan a project for your peers about financing an education.


FCCLA offers national recognition to chapters that complete Financial Fitness projects. This honor includes cash awards and special recognition at the National Leadership Conference, online and in Teen Times magazine. Chapters apply online for recognition for their hard work and innovative projects with the National Financial Fitness Program Award Application.

  • Financial Fitness cash awards include:
  • High School Award – $1,000
  • Middle School Award – $1,000
  • Runner-Up Award – $500


Deadline: Applications must be submitted online to FCCLA national headquarters by March 1. The online system will automatically close March 1, 11:59 p.m. EST.


America Saves – All over America young people just like you are proving that you don’t have to be older or rich to build wealth. As members of FCCLA Saves, they are saving to reach their financial goals and prepare for their future. FCCLA Saves can help, with tips and tools to help you set goals, develop strategies to reach those goals, and start saving.

American Bankers Association Education Foundation (ABA) – Serving its members by enhancing the role of financial services institutions as the preeminent providers of financial services.

Family Economics and Financial Education (FEFE) – Providing educators with no-cost curriculum materials and the skills and confidence to effectively teach family economics and finance to their students.

Jump$tart Coalition for Personal Financial Literacy – A national coalition of organizations dedicated to improving the financial literacy of kindergarten through college-age youth by providing advocacy, research, standards and educational resources. Jump$tart strives to prepare youth for life-long successful financial decision-making.

National Endowment for Financial Education (NEFE) – Helping individual Americans acquire the knowledge and skills necessary to take control of their financial destiny.

USA Today Education – Providing custom-made teacher guides that correlate to any issue of USA TODAY, providing lessons, activities, and project ideas that cut across the disciplines. And, in having your students read, analyze, interpret, evaluate and research in USA TODAY, you will be preparing them for their standards of learning in a fresh, energizing way while simultaneously developing civic-minded, socially aware and globally conscious students.

Visa USA and Practical Money Skills for Life – Financial literacy is a growing problem in our over spending and under earning society. Practical Money Skills for Life is a teacher tested, teacher approved financial literacy curriculum developed by Visa Inc. that offers an abundance of financial information and learning tools for teachers, students, and parents